QuoteLifeCover

  If we were to ask you to list the really big, hairy, ‘milestone’ events in a typical person’s life - and perhaps yours - it probably wouldn’t take very long for you to write down ‘buying a house’. In fact, for those who do purchase a property, there’s a good chance that it will be the biggest financial commitment they ever make. It is perhaps surprising, then, that there isn’t more discussion around the insurance policies that one should take out when they reach this key juncture in life. This is an investment, after all, that you will want to protect. So, let’s take a look at the insurance policies that would help provide that protection if you do buy a house anytime soon. Buildings insurance This is one of the two forms of insurance that are typically being referred to when one uses the phrase ‘home insurance’ - the other being contents insurance. As its name suggests, buildings insurance covers the cost of repairing or rebuilding the structure of a property in the ev...

  Over 50s life insurance plans have long been popular in the UK - backed by some pretty iconic advertising. As the name of this insurance indicates, it is a form of life cover for anyone aged 50 years old or more. The idea is that as a holder of one of these policies, you would pay a monthly premium - in exchange for which, a cash lump sum is paid out in the event of your death. However, it can be easy to become confused about this form of life insurance , especially given the wealth of products available on the market under this banner. The below, then, aren‘t the only questions that you will potentially need to ask yourself when contemplating an over 50s life insurance policy. Nonetheless, they should give you a sound starting point for ensuring you make the best possible choice for your circumstances. Do I actually need over 50s life insurance? This is definitely a type of protection insurance that can be much better suited to some people‘s circumstances than t...